PERSONAL DISABILITY

Disability insurance is also called disability income (DI) insurance. If a policy holder becomes too sick or injured to work for an extended period of time, DI helps cover a portion of his/her income, including bonuses and commissions. It’s important to know that even if someone has group long-term disability insurance through his/her employer, it may not be enough. These group proceeds are also taxed where DI payouts are not.

Did you know that…

  • 1 in 4 twenty-year olds will become disabled before age 67.
  • Approximately 90% of disabilities are caused by illnesses, not accidents
  • Every 7 seconds, someone is the United States suffers an illness, injury or accident that will keep them out of work for more than one month.

The take away:

Considering that a DI policy provides tax-free income to you if you are too sick or too hurt to work, maybe it’s time to consider a PERSONAL DISABILITY INCOME PROTECTION POLICY.

Please allow us the opportunity to help protect maybe the most important asset you have… YOUR INCOME.